8 Quick Tips for Buying Classic Car Insurance in New York

Here are 8 quick tips for buying classic car insurance that are sure to come in handy as you explore your options.

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1. Get your classic car insured in New York for the agreed value, not the stated or actual cash value.
2. Make sure the agreed value for your classic car represents the true market value of the car at the time to policy is written.
3. When you renew your classic car insurance policy, the agreed value should be assessed to reflect the current market value.
4. If the market value of your classic car changes during the policy period, the agreed value can be changed with an endorsement.
5. Before shopping for classic car insurance in New York, get an appraisal of your classic car and take pictures of the interior and exterior.
6. Check if your classic car insurance policy has any warranties or restrictions for driving your classic car in New York.
7. Obtain a clearly stated agreed value for your classic car so you can backup any damages in the case of a claim.
8. If you’re planning on driving your classic car in New York more than occasionally, get a no mileage limit policy.