New York Pet Insurance

Independent insurance agency serving the needs of pet owners in Highland, Poughkeepsie, Kingston, and all of New York.

Pet insurance policies are more flexible than ever and come with a range of options to meet your goals and budget. If you’re thinking about getting pet insurance—or haven’t reviewed your current plan recently—this guide can help.

Pet insurance helps cover the cost of veterinary care. While plans vary by provider, most cover:

• Accidents and emergency care
• Illnesses and surgeries
• Medications, tests, and hospital stays

Some policies also offer optional coverage for:

• Wellness exams
• Vaccinations
• Dental cleanings
• Behavioral therapy

Is It Worth It?

Pet insurance isn’t right for everyone, but it can offer peace of mind—especially when unexpected vet bills arise. Here are some questions to consider when deciding whether to invest in coverage:

• Could you comfortably pay for a 2,000-dollar emergency surgery out-of-pocket?
• Does your pet have health risks or breed-specific conditions?
• Would pet insurance help you manage regular care costs more effectively?

For many families, the cost of a monthly premium is worth the potential savings—and the ability to make medical decisions without worrying about the bill.

When Should You Review or Purchase a Policy?

If you already have pet insurance, review your policy every few years—or sooner if something changes. Consider updating or purchasing a new plan if:

• You adopted a new pet
• Your pet’s health needs have changed
• Your financial situation has shifted
• You want broader or more flexible coverage

Need Help Choosing the Right Plan?

Working with an independent insurance agent can help you compare plans and choose the right coverage for your pet. Accent Insurance Services, LLC can explain the differences between providers and help you find a policy that fits your needs and your budget.

Have questions? Contact your local insurance agent to get started. With expert help, you can make a confident choice and give your pet the protection they deserve.